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	<title>Comments on: Interview with Andy &#8211; Former Admin of XLO</title>
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	<link>http://www.etalkmoney.com/moneygeneral/interview-with-andy-former-admin-of-xlo/</link>
	<description>Talking About Money is The Way to Succeed in Life</description>
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		<title>By: fatcat</title>
		<link>http://www.etalkmoney.com/moneygeneral/interview-with-andy-former-admin-of-xlo/comment-page-1/#comment-10595</link>
		<dc:creator>fatcat</dc:creator>
		<pubDate>Tue, 20 Feb 2007 00:52:52 +0000</pubDate>
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		<description>Andy is a lying scamming thief, nothing more nothing less and should rot for the lies told us TFT members!!!</description>
		<content:encoded><![CDATA[<p>Andy is a lying scamming thief, nothing more nothing less and should rot for the lies told us TFT members!!!</p>
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		<title>By: John</title>
		<link>http://www.etalkmoney.com/moneygeneral/interview-with-andy-former-admin-of-xlo/comment-page-1/#comment-10159</link>
		<dc:creator>John</dc:creator>
		<pubDate>Sun, 11 Feb 2007 16:00:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.etalkmoney.com/moneygeneral/interview-with-andy-former-admin-of-xlo/#comment-10159</guid>
		<description>Hi,

A nice interview with Andy but did NOTHING to address what all the members had SUFFERED for trusting him and spend in his programs.

Why sell XLO when it is fine ? Perhaps it was not fine and he needed a reason to dump XLO !

As for TFT, I am really PISSED OFF with him. He said that no one will lose and everyone will be happy with the closure of TFT. See what happened now !

In this interview he said communication with the members is very important. Well this is exactly what he DID NOT do with TFT. There were no update, information and explanation on what happened to TFT.

In plain words, HE IS A LIAR, A LOW-LIFE THIEF WHO HAD SCAMMED ALL OF US !

Proved us wrong by relaunching TFT and restart XLO. Or else just SHUT UP and GET LOST and DON&#039;T WASTE OUR TIME ANYMORE ! !

I think we should just ignore him from now on.</description>
		<content:encoded><![CDATA[<p>Hi,</p>
<p>A nice interview with Andy but did NOTHING to address what all the members had SUFFERED for trusting him and spend in his programs.</p>
<p>Why sell XLO when it is fine ? Perhaps it was not fine and he needed a reason to dump XLO !</p>
<p>As for TFT, I am really PISSED OFF with him. He said that no one will lose and everyone will be happy with the closure of TFT. See what happened now !</p>
<p>In this interview he said communication with the members is very important. Well this is exactly what he DID NOT do with TFT. There were no update, information and explanation on what happened to TFT.</p>
<p>In plain words, HE IS A LIAR, A LOW-LIFE THIEF WHO HAD SCAMMED ALL OF US !</p>
<p>Proved us wrong by relaunching TFT and restart XLO. Or else just SHUT UP and GET LOST and DON&#8217;T WASTE OUR TIME ANYMORE ! !</p>
<p>I think we should just ignore him from now on.</p>
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	<item>
		<title>By: radar</title>
		<link>http://www.etalkmoney.com/moneygeneral/interview-with-andy-former-admin-of-xlo/comment-page-1/#comment-10157</link>
		<dc:creator>radar</dc:creator>
		<pubDate>Sun, 11 Feb 2007 14:44:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.etalkmoney.com/moneygeneral/interview-with-andy-former-admin-of-xlo/#comment-10157</guid>
		<description>Andy is a liar and a thief. Here&#039;s what he wrote at another forum on December 21st:

&quot;A couple of interesting questions in there and hmm ok lets start with saying that I have a sense of responsibility to the HYIP arena or I wouldn&#039;t be doing this. Having been lied to over years - and watching the lies - and watching people accept being treated as 2nd or 3rd class - this sense of right and wrong was a force behind the program. Of course - 3/4 of the HYIP/As arena hasn&#039;t even heard of me.. they are still off 12ing or 15ing or getting on the latest pay processor etc. 

Whether people participate in filth is not my call - we&#039;ve been around and prety visible for some 12 months now and have been studiously overlooked by many many many people. Not sure why..- I might need to call myself Bob - seems Bob&#039;s do pretty well in attracting the masses;) But if people want to play elsewhere I&#039;m not gonna chase them down&quot;

Then on December 26th he wrote:

&quot;Hope you all had a great Christmas. 

Business as usual at TFT and XLO - I even managed to get a little bit of a break. 

Thanks for the support and patience&quot;

And the next day Andy scammed and lied with this announcement:

&quot;TFT Upadate - MUST READ 
« on: December 27, 2006, 11:14:35 PM » 

There is going to be a twofold change to TFT. 

We have had a few problems with the earning vehicles used for TFT. My sense of why is connected to the recent actions of e-gold and a perceived dropping of confidence in them. Comments by many that e-gold was going to close has added to the general decline. While this is not my position - the way that we used to generate returns has been steadily dropping. Looking for the right alternatives is a daily process. 

Steadily dropping returns has meant that some incoming were used to pay existing obligations. 

The decline started early December and accelerated throughout the month. This has caused a cash flow issue . 

Within the HYIP arena there are such things as private placements - they tend to be &quot;those things you hear about but never actually eventuate.&quot; My reading and research has shown them to be real - but previous to now I have not been able to access one directly. 

This has changed over the last little while. 

The reality part is that I cannot say a whole lot about it but I can assure you and reassure you that I have done my homework. 

This opportunity (high risk though it is) is one that I plan to capitalize on. 

The downside - the placement fees are high - we are talking serious money here. 

So after much discussion here is what I am going to do. 

All available TFT funds are to be diverted to this opportunity. This amount still does not meet the minimum required so the following will happen. 

Payouts will stop - for the course of the trade. 

TFT incoming spends will go to the placement. 

TFT will close on 3 January (1 week) 

ALL spends (all existing/outstanding ones + all new ones) will be paid in full as of January 31. 

To be clear - no more TFT payouts till Jan 31 then EVERYONE gets paid. 

Additionally a place in the forum will be set up for those who wish to participate more directly in the placement. Access to that is going to be at my discretion. I cannot empahise enough that this is a private offer. I cannot and will not dicuss publicly. 

Participation will be via e-gold - that doesn&#039;t change. 

Maximum amount to invest is under review. 

One more thing - once the amount needed to participate is reached all offers will be closed. We will not accept more than we need. Period. 

Now this is not a &quot;going private&quot; thing. It is an opportunity to pool funds to participate in a private arrangement. 

I also know (extremely well) that this is going to cause some discussion dissention crtiticism etc. I accept that - just as - on opening the program I accepted the responsibility to generate the returns to you in the most efficient manner possible. 

To head off queries -the most obvious being could TFT continue - based on the current (right now) trend - No. Could we trade out? I was and am going to try - and this is the option I have decided upon. 

Are refunds available - No they aren&#039;t. 

I had previously stated that if and when TFT closed everyone would be happy. This closure is sooner than I thought - but I am adjusting to the circumstance. 

It is my real belief that although the delay of payout until 30 days may cause some (a lot?) of pain for some, the fact that the program will payout every member in entirety is a plus. 

Now the other thing I need to mention. I reckon you have heard this spiel before - I think I have heard things along similar lines. Why should you believe me? To answer that I can only say that I am going into this trade openly and will keep people posted along the way as to progress. I am not closing the forum - nor XLO (which is it&#039;s own distinct program). I am working to provide each and every one of you the return you were after - circumstance has dictated that this will take longer than originally thought. 

In closing - I take full responsibility for this decision. I understand that is not going to be popular to all - but it is my thought out and considered opinion that it is the best option for everyone. 

Your comments are always welcome. 

Andy&quot;</description>
		<content:encoded><![CDATA[<p>Andy is a liar and a thief. Here&#8217;s what he wrote at another forum on December 21st:</p>
<p>&#8220;A couple of interesting questions in there and hmm ok lets start with saying that I have a sense of responsibility to the HYIP arena or I wouldn&#8217;t be doing this. Having been lied to over years &#8211; and watching the lies &#8211; and watching people accept being treated as 2nd or 3rd class &#8211; this sense of right and wrong was a force behind the program. Of course &#8211; 3/4 of the HYIP/As arena hasn&#8217;t even heard of me.. they are still off 12ing or 15ing or getting on the latest pay processor etc. </p>
<p>Whether people participate in filth is not my call &#8211; we&#8217;ve been around and prety visible for some 12 months now and have been studiously overlooked by many many many people. Not sure why..- I might need to call myself Bob &#8211; seems Bob&#8217;s do pretty well in attracting the masses;) But if people want to play elsewhere I&#8217;m not gonna chase them down&#8221;</p>
<p>Then on December 26th he wrote:</p>
<p>&#8220;Hope you all had a great Christmas. </p>
<p>Business as usual at TFT and XLO &#8211; I even managed to get a little bit of a break. </p>
<p>Thanks for the support and patience&#8221;</p>
<p>And the next day Andy scammed and lied with this announcement:</p>
<p>&#8220;TFT Upadate &#8211; MUST READ<br />
« on: December 27, 2006, 11:14:35 PM » </p>
<p>There is going to be a twofold change to TFT. </p>
<p>We have had a few problems with the earning vehicles used for TFT. My sense of why is connected to the recent actions of e-gold and a perceived dropping of confidence in them. Comments by many that e-gold was going to close has added to the general decline. While this is not my position &#8211; the way that we used to generate returns has been steadily dropping. Looking for the right alternatives is a daily process. </p>
<p>Steadily dropping returns has meant that some incoming were used to pay existing obligations. </p>
<p>The decline started early December and accelerated throughout the month. This has caused a cash flow issue . </p>
<p>Within the HYIP arena there are such things as private placements &#8211; they tend to be &#8220;those things you hear about but never actually eventuate.&#8221; My reading and research has shown them to be real &#8211; but previous to now I have not been able to access one directly. </p>
<p>This has changed over the last little while. </p>
<p>The reality part is that I cannot say a whole lot about it but I can assure you and reassure you that I have done my homework. </p>
<p>This opportunity (high risk though it is) is one that I plan to capitalize on. </p>
<p>The downside &#8211; the placement fees are high &#8211; we are talking serious money here. </p>
<p>So after much discussion here is what I am going to do. </p>
<p>All available TFT funds are to be diverted to this opportunity. This amount still does not meet the minimum required so the following will happen. </p>
<p>Payouts will stop &#8211; for the course of the trade. </p>
<p>TFT incoming spends will go to the placement. </p>
<p>TFT will close on 3 January (1 week) </p>
<p>ALL spends (all existing/outstanding ones + all new ones) will be paid in full as of January 31. </p>
<p>To be clear &#8211; no more TFT payouts till Jan 31 then EVERYONE gets paid. </p>
<p>Additionally a place in the forum will be set up for those who wish to participate more directly in the placement. Access to that is going to be at my discretion. I cannot empahise enough that this is a private offer. I cannot and will not dicuss publicly. </p>
<p>Participation will be via e-gold &#8211; that doesn&#8217;t change. </p>
<p>Maximum amount to invest is under review. </p>
<p>One more thing &#8211; once the amount needed to participate is reached all offers will be closed. We will not accept more than we need. Period. </p>
<p>Now this is not a &#8220;going private&#8221; thing. It is an opportunity to pool funds to participate in a private arrangement. </p>
<p>I also know (extremely well) that this is going to cause some discussion dissention crtiticism etc. I accept that &#8211; just as &#8211; on opening the program I accepted the responsibility to generate the returns to you in the most efficient manner possible. </p>
<p>To head off queries -the most obvious being could TFT continue &#8211; based on the current (right now) trend &#8211; No. Could we trade out? I was and am going to try &#8211; and this is the option I have decided upon. </p>
<p>Are refunds available &#8211; No they aren&#8217;t. </p>
<p>I had previously stated that if and when TFT closed everyone would be happy. This closure is sooner than I thought &#8211; but I am adjusting to the circumstance. </p>
<p>It is my real belief that although the delay of payout until 30 days may cause some (a lot?) of pain for some, the fact that the program will payout every member in entirety is a plus. </p>
<p>Now the other thing I need to mention. I reckon you have heard this spiel before &#8211; I think I have heard things along similar lines. Why should you believe me? To answer that I can only say that I am going into this trade openly and will keep people posted along the way as to progress. I am not closing the forum &#8211; nor XLO (which is it&#8217;s own distinct program). I am working to provide each and every one of you the return you were after &#8211; circumstance has dictated that this will take longer than originally thought. </p>
<p>In closing &#8211; I take full responsibility for this decision. I understand that is not going to be popular to all &#8211; but it is my thought out and considered opinion that it is the best option for everyone. </p>
<p>Your comments are always welcome. </p>
<p>Andy&#8221;</p>
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	<item>
		<title>By: It&#8217;s a Dog&#8217;s Life at The Dolphin&#8217;s Wink</title>
		<link>http://www.etalkmoney.com/moneygeneral/interview-with-andy-former-admin-of-xlo/comment-page-1/#comment-10153</link>
		<dc:creator>It&#8217;s a Dog&#8217;s Life at The Dolphin&#8217;s Wink</dc:creator>
		<pubDate>Sun, 11 Feb 2007 11:49:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.etalkmoney.com/moneygeneral/interview-with-andy-former-admin-of-xlo/#comment-10153</guid>
		<description>[...] ETalk Money has an interview up with Andy, former Admin of XLO.  While it covers nothing new, it&#8217;s still, in my opinion, a decent interview. [...]</description>
		<content:encoded><![CDATA[<p>[...] ETalk Money has an interview up with Andy, former Admin of XLO.  While it covers nothing new, it&#8217;s still, in my opinion, a decent interview. [...]</p>
]]></content:encoded>
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	<item>
		<title>By: Moboking</title>
		<link>http://www.etalkmoney.com/moneygeneral/interview-with-andy-former-admin-of-xlo/comment-page-1/#comment-10148</link>
		<dc:creator>Moboking</dc:creator>
		<pubDate>Sun, 11 Feb 2007 09:30:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.etalkmoney.com/moneygeneral/interview-with-andy-former-admin-of-xlo/#comment-10148</guid>
		<description>Very well put, extremely professional questions and sincere answers, I personally would like to see XLO up and running again...
Thanks for your time preparation and willingness to keep us informed.</description>
		<content:encoded><![CDATA[<p>Very well put, extremely professional questions and sincere answers, I personally would like to see XLO up and running again&#8230;<br />
Thanks for your time preparation and willingness to keep us informed.</p>
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