HYIP: The Finer Things Closing

Date December 29, 2006

The Finer Things are closing, this is a recent email by andy:

The following update was posted in the forum at www.xlo-tftforum.com last night.  Many of you would be aware of it and the discussions that have followd.  If not it is a MUST  that you join up to read what is going on.

If you feel you do not want to join the forum, but would like information on the private program - please contact me direct at xlentopps@gmail.com

There is going to be a twofold change to TFT.

We have had a few problems with the earning vehicles used for TFT.  My sense of why is connected to  the recent actions of e-gold  and  a perceived dropping of confidence in them.   Comments  by many that e-gold was going to close  has added to the  general  decline.  While this is not my position - the  way that we  used to generate returns has been steadily  dropping.  Looking for the right alternatives is a daily process.

Steadily dropping returns has meant that  some incoming were used to pay existing obligations.

The  decline started early December and accelerated throughout the month.   This has caused a cash flow issue .

Within the HYIP arena there are such things as private placements - they tend to be “those things you hear about but never actually eventuate.”   My reading and research has shown them to be real - but  previous to now I have not been able to access one directly.

This has changed over the last little while.

The reality part is that I cannot say a whole lot about it but I can assure you and reassure you that I have done  my homework.

This opportunity (high risk though it is) is one that I plan to capitalize on.

The downside - the placement  fees are high - we are talking serious money here.

So  after much discussion  here is what I am going to do.

All available TFT funds are to be diverted to this opportunity.  This  amount still does not meet the minimum required so the following will happen.

Payouts will stop - for the course of the trade.

TFT incoming spends will go to the placement.

TFT will close on 3 January (1 week)

ALL  spends (all existing/outstanding ones + all new ones)   will be paid   in full as of January 31.

To be clear - no more TFT payouts till Jan 31 then EVERYONE gets paid.

Additionally  a place in the forum will be set up  for those who wish to participate more directly in the  placement.  Access to that is going to be at my discretion.  I cannot empahise enough that  this is a private offer.  I cannot and will not dicuss publicly.

Participation  will be via e-gold  - that doesn’t change.

Maximum amount to invest is under review.

One  more thing  - once the amount needed to participate is reached  all offers will be closed.  We will not accept more than we need.  Period.

Now  this is not a “going private” thing.  It is an opportunity to pool funds to participate in a private arrangement.

I also know (extremely well)  that this is going to cause some discussion  dissention crtiticism  etc.   I accept that - just as - on opening the program I accepted the responsibility to generate the returns to you in  the most efficient manner possible.

To head off queries -the most obvious being  could TFT continue -  based on  the current (right now)  trend  - No.   Could we trade out?  I was and am going to try  - and this is the option I have decided upon.

Are refunds  available - No  they aren’t.

I had previously stated that if and when TFT closed  everyone would be happy.  This closure is sooner than I thought - but I am adjusting to the circumstance.

It is my real belief that although the delay of payout until 30 days  may cause some (a lot?) of pain for some, the  fact that the program will payout every member in entirety is a plus.

Now  the other thing I need to mention.   I reckon you have heard this spiel before  - I think I have heard  things along similar lines.  Why should you believe me?   To answer that I can only say that I am going into this trade openly and  will keep people posted along the way as to progress.  I am not closing the forum - nor XLO (which is it’s own distinct program).  I am working  to provide each and every one of you the return you were after - circumstance has dictated that this will take longer than originally thought.

In closing - I take full responsibility for this decision.   I understand that is not going to be popular to all - but it is my thought out  and considered opinion that it is the best option for everyone.

Your comments are always welcome.

Andy

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